How to Use Medisave for Dental Implants in Singapore

If you are planning to get dental implants in Singapore, you will be glad to know that a significant portion of the surgical cost can be paid using your CPF Medisave account. Medisave is the medical savings component of the Central Provident Fund (CPF) — and dental implant surgery qualifies as a claimable surgical procedure at accredited clinics.

Vera Dental is a MOH Medisave-accredited clinic in Tanjong Pagar CBD. We handle the entire Medisave claim process for our patients, so you do not need to deal with CPF paperwork yourself. This guide walks you through everything you need to know — who qualifies, how much you can claim, and exactly what to do at each stage.

Many patients are surprised to learn that their out-of-pocket cost for a dental implant can be as low as $499 after Medisave. If you have been putting off treatment because of cost concerns, Medisave can make implant surgery significantly more accessible. For a full pricing breakdown, see our dental implant cost guide.

Who Qualifies for Medisave Claims on Dental Implants?

Not every dental procedure is Medisave claimable. Dental implant surgery qualifies because it involves a surgical procedure — the placement of a titanium fixture into the jawbone. Here are the key eligibility requirements.

There is no age restriction for Medisave claims on dental implant surgery. As long as you meet the requirements above, you are eligible. Foreign patients and work pass holders without a CPF account are not eligible for Medisave claims but may explore other payment options.

Using a Family Member's Medisave

One of the most useful aspects of the Medisave scheme is that you are not limited to your own account. Under CPF rules, immediate family members can authorise their Medisave for your dental implant surgery. This is especially helpful for younger patients who may not have built up a large Medisave balance, or for retirees whose children or siblings want to help cover the cost.

The same claim limits apply regardless of whose Medisave account is used — up to $1,950 for the implant placement, $1,950 for bone graft, and $1,950 for sinus lift. The family member simply needs to sign the Medisave authorisation form. Our team will guide you through the paperwork during your consultation.

What Medisave Does Not Cover

While Medisave significantly reduces the financial burden of dental implant surgery, it is important to understand which components are not covered. These items are paid out-of-pocket, through dental insurance, or via CHAS subsidies if you are eligible.

At Vera Dental, we provide a clear itemised breakdown during your consultation so you know exactly which portions are Medisave claimable and which are out-of-pocket. For CHAS cardholders, additional subsidies may apply to certain components — ask our team for details.